What’s a Lenders Obligation to Social Media Compliance?

There are plenty of sources citing President Trump’s plans to reduce regulations but don’t mistake his pledge as a good time to take your foot off the gas when it comes to digital advertising and social communications.  On, February 24, 2017, President Trump signed another executive order on regulatory reform. In the order, federal agencies […]

Are You at Risk? State License Renewal Concerns

There are a number of state agencies that allow an originator license to continue operating if their renewal request was submitted during the renewal period, even if their renewal was not yet processed by the December 31st deadline.   The remaining states DO NOT allow a licensee to conduct business until completion of recertification.  It is […]

HFA’s Gain Partial Exemption Under Proposed TRID Amendment

We thought it would be helpful to summarize the Housing Assistance Lending amendment in the recently published CFPB’s ‘Know Before You Owe’ mortgage disclosure rule.  Comergence has established relationships with housing authorities so we understand the nuances of this business and it’s important for this community to understand how we can significantly reduce HFA exposure to compliance […]